Reserve studies in Boulder and Fort Collins
The northern Front Range, from Boulder and Longmont up through Loveland, Fort Collins, Windsor and Greeley, has grown quickly, which means many young associations with first or second studies due.
Insured damage from the May 22, 2008 storm centered on Windsor, between Fort Collins and Greeley, on the Rocky Mountain Insurance Information Association's list.
Young communities, first studies
Newer subdivisions handed over since August 12, 2026 should arrive with a developer-funded 30-year study under HB26-1099. Communities handed over earlier often have no study at all, or one prepared before the last phase was finished.
Storms reach the north too
Besides the 2008 Windsor storm, RMIIA lists June 6 to 7, 2012 across the Front Range at $321.1 million and June 18 to 19, 2018 over north Denver at $276.4 million. Roof records matter here as much as in the metro.
Ditches, ponds and open space
Northern Colorado associations often maintain irrigation ditches, ponds, trails and large native-grass open spaces. These components have long but uncertain lives; the policy should say whether the study includes them.
The policy is the same statewide
Wherever the community is, CCIOA asks the board for a written reserve study policy that says when a study is prepared, what it covers, whether there is a funding plan, where the money would come from and whether the study rests on physical and financial analysis. Read what CCIOA asks of boards, or draft your own with the policy sentence on our homepage.
Other parts of Colorado
From the plains at 5,000 feet to resort towns near 9,600, elevation changes how fast things wear. We match you with a firm that already works at yours.
Questions on this topic
Is a study by the developer enough for a new Fort Collins HOA?
It meets the HB26-1099 handover duty, but the board still needs its own written reserve study policy under 209.5, and many boards commission a fresh look once owners control the budget.
Do firms cover Greeley and Weld County?
Firms that work the Front Range generally do. Tell us the ZIP code and we will check before naming one.
Get a quote
Tell us the ZIP code and we will name one reserve study firm that already works in Fort Collins and Boulder.
Colorado Reserve Studies introduces; it does not prepare studies. One firm active near your community gets picked, you learn its name, and the request travels only after your yes.
Request received.
- Within one business day you will get, by email or phone, the name of a reserve study firm that covers your part of Colorado.
- Approve that firm and your request goes to it. Turn it down and the request ends with us.
- The firm scopes the study with you and quotes its fee. We will not add you to any mailing list.