Reserve studies in the Denver metro
Denver, Aurora, Lakewood, Littleton, Centennial and the communities of Arapahoe, Jefferson, Adams and Douglas counties share one thing a reserve study cannot ignore: the metro sits in the middle of Hail Alley.
Insured damage from the May 8, 2017 hailstorm over metro Denver, the costliest on the Rocky Mountain Insurance Information Association's Colorado list.
Hail is the metro's defining risk
Of the twelve costliest hailstorms on RMIIA's Colorado list, eight hit metro Denver, including July 20, 2009 ($767.6 million) and July 11, 1990 ($625 million). For an association, that means roof ages in the study often come from insurance replacements rather than the original build, and the preparer needs the dates.
Mixed housing, mixed components
Metro associations run from detached-home HOAs with a pool and a greenbelt to mid-rise condominiums near downtown with elevators, boilers and parking structures. The second kind takes longer to study and usually suits an engineering-led firm.
Paving in a long freeze season
Denver's average freeze season runs from October 7 to May 5, according to the National Weather Service. Private drives and parking lots need crack sealing on a cycle, and the study should carry it as its own line.
The policy is the same statewide
Wherever the community is, CCIOA asks the board for a written reserve study policy that says when a study is prepared, what it covers, whether there is a funding plan, where the money would come from and whether the study rests on physical and financial analysis. Read what CCIOA asks of boards, or draft your own with the policy sentence on our homepage.
Other parts of Colorado
From the plains at 5,000 feet to resort towns near 9,600, elevation changes how fast things wear. We match you with a firm that already works at yours.
Questions on this topic
Are there reserve study firms based in the Denver area?
Yes. Among the firms on our list, Criterium-Cona Engineers names an office in Greenwood Village and Aspen Reserve Specialties is in Castle Rock. Several national firms also work across the metro.
Our roofs were replaced after the 2017 storm. Does the study need updating?
If the study still shows the original roofs, yes. A replacement resets the remaining life and usually lowers the contribution the funding plan asks for.
Get a quote
Tell us the ZIP code and we will name one reserve study firm that already works in Denver metro.
Colorado Reserve Studies introduces; it does not prepare studies. One firm active near your community gets picked, you learn its name, and the request travels only after your yes.
Request received.
- Within one business day you will get, by email or phone, the name of a reserve study firm that covers your part of Colorado.
- Approve that firm and your request goes to it. Turn it down and the request ends with us.
- The firm scopes the study with you and quotes its fee. We will not add you to any mailing list.